Features

  • Instant Loan against your mutual fund investments – no need to sell! Low Interest Rates starting at just 8% p.a. 
  • Affordable Processing Fee – only 2% 
  • Flexible Loan Amounts – starting from ₹10,000 and up to 60% of your MF value 
  • No Income Proof or CIBIL Score Required 
  • Continue Earning Returns on your investments while borrowing 
  • Quick & 100% Digital Process – with Instant Disbursal 
  • ZERO Prepayment or Foreclosure Charges – no extra costs! 

Fees & Charges

  • Processing Fee – 2% Prepayment or Foreclosure Charges – Zero

Target Audience

  • Customer must hold Mutual Funds/Shares/Bonds worth ₹20,000 or more. (They can purchase mutual funds and apply after 2 days.) 
  • No CIBIL score, income proof, or profession details required. Service available PAN India 

 

  • Note: Tax-saving mutual funds (ELSS) are not eligible for the loan 

Application Process

  • Share the Abhiloans Link: "Send the product link to your potential customers from your contact list." 
  • Customer Clicks the Link: "They click and provide their basic details to start the journey." 
  • Verify Mutual Fund Holdings: "Enter the OTP received from CAMS/MF Central. If eligible mutual funds are available, the amount will be displayed." 
  • Click “Apply Now”: "Begin the loan application process." 
  • Login with Aadhaar-linked Mobile Number: "Receive an OTP and verify to proceed." 
  • Complete eKYC: "Upload KYC documents or use DigiLocker for fast verification." 
  • Enter Loan Details: "Fill in your loan purpose, address, and bank account details." 
  • Choose Collateral Type 🔷 If Pledging Shares: "Choose NSDL/CDSL as your depository. 
  • Enter your Demat account details. Select the shares to pledge." 
  • If Pledging Mutual Funds: "Choose CAMS. Enter your registered email ID. Select mutual funds for the loan." 
  • Final Steps: "View eligible loan amount, tenure, and interest details. Accept Terms & Conditions and e-sign the agreement. Mark a lien starting from ₹15,000 on selected assets. Sit back—your loan will be disbursed within 4 hours to your bank account! You’ll see your earnings in the Banksathi app within 7 days."

Documents Required

  • PAN card and Aadhaar (linked with mobile number)

Terms & Conditions

  • Customers must apply through the link shared by you. 
  • No payout will be given if they apply via other sources. 
  • The loan offer is valid only for new users of Abhiloans. 
  • Loan interest rates are based on the customer’s profile and may differ from case to case. 
  • Customers with just one mutual fund unit are also eligible to apply. 
  • Mutual funds registered with CAMS, Fintech, or held in Demat accounts, and shares in NSDL are allowed. 
  • Customers can get a loan by pledging shares held in their Demat account—ideal for stock market investors. 
  • Partner Guidelines (Strictly Prohibited): "Sharing your ID with others Subcontracting your work Using your own phone number instead of the customer’s Applying on behalf of the customer without consent Giving misleading or false information Do not accept payments from customers Do not offer any incentives to customers"
A Loan Against Mutual Funds (LAMF) is a way to get instant money by pledging your mutual fund units as collateral.: "No need to sell your investments ✔ Quick online approval process ✔ Lower interest rates and flexible EMIs"
You can use this loan for: "Starting a business ✔ Medical emergencies ✔ Education ✔ Asset purchases ✔ Personal or professional needs"
A Loan Against Shares (LAS) lets you borrow money by pledging your equity shares.: "Available online & offline ✔ Lower interest rates ✔ Easy application & quick disbursal"
Abhiloans (Loan Against Mutual Funds & Shares)

Abhiloans (Loan Against Mutual Funds & Shares)

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