Features
- Covers own damage, third-party liability, and natural/man-made disasters
- 6,800+ cashless garages across India
- Instant policy & quick claims via app/video inspection
- Up to 50% No Claim Bonus on claim-free years
- Personal accident cover up to ₹15 lakh
- 24/7 roadside assistance for emergencies
Fees & Charges
- Premium depends on vehicle type, location, usage, and additional add-ons like zero depreciation or roadside assistance.
Target Audience
- Vehicle owners seeking financial protection against damages or accidents.
- Individuals requiring mandatory third-party liability insurance.
Application Process
- Recommend ACKO Car Insurance to friends and customers.
- Use the “Share to Customer” option and send the link.
- Ask the customer to open the link, enter basic details, and submit.
- The customer will be redirected to the official ACKO Insurance website.
- Enter vehicle details, choose a plan and add-ons, review the quote, and make payment.
- The policy is issued instantly and sent to the customer via email.
Terms & Conditions
- Payout Eligibility: Successful payment and policy issuance
- Payout: 20% of OD premium (excluding GST)
- Payout not eligible: only third Party (TP) policies.
- Customer must complete the journey using the shared link
- 100% premium payment is mandatory
- Policy status must be Issued to qualify
- Payout is calculated on premium excluding GST
- Cancelled or rejected policies will not be considered for billing
Third-party insurance covers liabilities for damages to others, while comprehensive also includes your vehicle's damages.
Yes, at least third-party insurance is required by law.
Delayed renewal may lead to penalties and policy benefits lapse. Renew online to avoid this.
Yes, insurance can be transferred to the new owner after completing formalities.
Factors include the car’s model, location, usage, and chosen coverage
