Axis Bank Rewards Credit Card
Fintech Premium Product

Axis Bank Rewards Credit Card

Features

  • Get 5,000 EDGE Reward Points on spends of ₹1,000 within the first 30 days. 
  • Earn 2 EDGE points for every ₹125 spent, and 10X points on apparel & departmental store spends. 
  • Up to ₹150 instant discount at Swiggy, twice a month (min spend ₹500) using code AXISREWARDS. 
  • Enjoy 2 free domestic airport lounge visits per quarter 
  • Get a 1% fuel surcharge waiver on fuel transactions between ₹400-₹5,000.

Fees & Charges

  • Joining/Annual Fees: Rs. 1000 + GST

Target Audience

  • Employment: Salaried or self-employed 
  • Age Group: 21-60 years 
  • Customer with 740 CIBIL Score ✔ Income criteria: — Salaried with Good Cibil score - Annual Income above ₹2 lakhs — Salaried with Zero Cibil Score - Annual Income above ₹3 lakhs — Self Employed with Good Cibil Score - Annual Income above ₹3.6 lakhs — Self Employed with Zero CIBIL Score i.e. no credit history - Not eligible

Application Process

  • Suggest ‘Axis Bank Rewards Card’ to everyone in your contact (Friends/customers). 
  • Open ‘Axis Bank Rewards Credit Card’ section & share the link with interested customers. 
  • Ask customers to click on the link shared by you and enter their name & mobile number to continue. After that customer will be redirected to the Axis Bank Credit Card’ bank page. 
  • To start the process, Axis bank will ask a question ‘Are you existing Axis Bank customer? Applicant need to click on ‘Yes’ or ‘No’. 
  • On next page customer need to enter mobile number and PAN details, area pin code and annual income and then verify with the received OTP. 
  • Ask customer to fill all personal details carefully and proceed. 
  • Now customer need to submit employment details and select the card which they wish to apply for. Note: Axis Bank will check the eligibility of the customer and then it will show the Cards to choose. 
  • The Axis bank will send a notification to the customers whether they are eligible for the card or NOT. 
  • On next level only approved/ eligible customers will get a call from Axis Bank to complete the verification process.

Documents Required

  • Aadhaar Card 
  • PAN Card 
  • Income Proof
Only the customer's PAN card, Aadhar card, Income proof required.
Minimum age of the customer should be 21 year.
No, customer is not required to open a bank account with Axis in order to be approved for a credit card.