Features
- Zero Paperwork - 100% digital process
- Minimal documentation
- Instant loan disbursal
- Loan up to Rs.15 Lakh
- Collateral-Free Loan
Fees & Charges
- Interest Rates: Start from 9.9% p.a
- Processing Fees: up to 12%
Target Audience
- People looking for urgent funds for weddings, travel, or emergencies.
- Age range: 25 to 55 Year
- Employment Type: Both Salaried & Self employed
- Minimum salary Rs. 25,000 per month
- Minimum Credit Score 700 or higher
- Cibil Enquiries "No 90+ DPDs in 12 months or 30+ DPDs in last 3 month Required 18 months bureau vintage /history of the customer"
Application Process
Step 1: Share "Bajaj Personal loan" link everyone in your network (family/friends)
Step 2: Ask your customer to click on the link and enter name, phone no, email, pan no and Pincode, then click on ‘Start Journey’
Step 3: Now the customer will be redirected to the official website and follow below steps.
Step 4: Enters mobile number and completes OTP verification. Step 5: Fills basic details: "Name Date of Birth PAN Number Employment Type Monthly Income"
Step 6: After eligibility check, the user can select the loan amount and repayment tenure based on available offers.
Step 7: Upload required documents: "PAN Card Aadhaar Card Salary Slips Bank Statement"
Step 8: The system verifies the credit score and eligibility.
Step 9: User accepts the loan agreement and completes e-mandate (auto-debit setup).
Step 10: Loan application is approved.
Step 11: The loan amount is transferred to the user’s bank account.
Documents Required
- Aadhaar Card
- PAN Card
- 6 Month Bank Statement
Terms & Conditions
Available for only new users (User should not have any existing relationship with Bajaj Finserv).
Customer has to apply for the Bajaj Finserv Personal Loan by using your Tracking link.
If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
Make sure that the same mobile number shall be captured throughout the process.
Customer mobile number should be linked with Aadhaar card.
Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
