• Get Instant Personal Loan Online – Up to ₹1,00,000 
• Quick Approval – No long waits 
• Zero Hidden Charges – 100% transparency 
• Collateral-Free Loan – No security needed 
• Minimal Documentation – Hassle-free process

• Interest Rates: Upto 3% per month 
• Processing Fee: up to 2% of loan amount.

• Share "Brightloans" link in your network (family/friends) 
• Enter your basic details — name, mobile number, email, city/pin code, etc. 
• They will be redirected to the official Paisa247 website to continue the journey. 

Step 1: Eligibility Screen – Basic Details: "PAN Date of Birth (DOB) Email Company Name Employment Type (Salaried) Net Monthly Salary Pincode (auto-detect State & City) Gender" 

Step 2: eKYC Flow (Mandatory): "User completes Aadhaar-based digital KYC verification to confirm identity." 

Step 3: Selfie Verification (Mandatory): "Liveliness Score ≥ 70% Selfie Match with eKYC Data ≥ 70%" 

Step 4: Bank Statement Fetch (Conditional): "Required only for Enhanced and PTB (Pre-Top-up / Pre-Approved To Borrow) cases." 

Step 5: Residence Verification (Conditional): "Only required if customer’s address is NOT within 25 km from supported service locations." 

Step 6: Reference Screen (Mandatory): "User must provide required reference contact details." 

Step 7: Bank Details (Mandatory): "Bank Account Number IFSC Code Account Holder Name Used for disbursement & auto-debit mandate." 

Step 8: Application Generated: "Final application is created and submitted for lender evaluation, followed by approval & disbursement process."

• PAN card 
• Aadhaar card 
• Income proof

• Available for only new users (User should not have any existing relationship with Brightloans). 
• Customer has to apply for the Brightloans by using your Tracking link. 
• If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected. 
• Make sure that the same mobile number shall be captured throughout the process. 
• Customer mobile number should be linked with Aadhaar card. 
• Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.