Features
- Get Instant Loan Upto ₹1,00,000
- Quick Approval – No long waits
- Zero Hidden Charges – 100% transparency
- Collateral-Free Loan – No security needed
- Direct bank transfer
Fees & Charges
- Interest Rates: Upto 36% per annum
- Processing Fee: Upto 5% of loan amount
Target Audience
- Age: Between 21 and 65 years
- Credit Score 650 +
- Citizenship: The applicant must be an Indian citizen.
- Available only for Salaried Person
- Income: Minimum salary Rs.30,000.
- Cash or cheque salary payments are not accepted
Application Process
- Share "EmergencyPaisa" link in your network (family/friends)
- Enter your basic details — name, mobile number, email, city/pin code, etc.
- They will be redirected to the official EmergencyPaisa website to continue the journey.
- Application Journey: "Login Enter mobile number Verify OTP"
- PAN Verification: "Enter your PAN number Enter monthly salary"
- Personal Details: "Select employment type Enter date of birth (DOB) Choose salary mode (Bank transfer / Cash) Enter current PIN code" Offer Generated: "Choose loan tenure Review and accept the offer"
- Upload Documents: "Aadhaar Card (Front & Back) PAN Card Latest Salary Slip Last 3 months Bank Statement Current Residence Proof"
- Document Verification via DigiLocker
Documents Required
- PAN card
- Aadhaar card
- Income proof
Terms & Conditions
- Available for only new users (User should not have any existing relationship with EmergencyPaisa).
- Customer has to apply for the EmergencyPaisa by using your Tracking link.
- If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
- Make sure that the same mobile number shall be captured throughout the process.
- Customer mobile number should be linked with Aadhaar card.
- Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
No FAQs found for this product.