Features
- Only for existing HDFC Bank Credit Card Holders
- Credit limit won’t be impact after availing Jumbo Loan
- Get instant loan against HDFC Credit Card
- Attractive and personalised interest rate
- Choose a tenure between 12 to 60 months and check the EMIs accordingly
- Repay loans in easy and flexible instalments based on your needs
- Pre-approved, no need for documentation
Fees & Charges
- Processing Fee: upto ₹999 + GST (Zero Processing Fee till 31st March25)
- Foreclosure Fee: 3%
- Interest rate: starting from 11.04%
Target Audience
- Must have an active HDFC Bank credit card
- No overdue payments
- Good credit history
- No past delays in credit card payments
- No ongoing loan or EMI on the credit card
Application Process
- Share the product link to your customers, highlighting key features & benefits.
- Guide them to click the link and enter basic details to begin the process.
- Customers will be redirected to the HDFC Jumbo Loan application page.
- Customer need to enter their registered mobile number with HDFC Bank & the last 4 digits of their Credit Card to log in. Enter the OTP received on the registered number.
- Check available loan offers and confirm the desired loan amount.
- Select the preferred repayment tenure and applicable interest rate.
- Choose an active savings account for loan disbursement.
- Review all details and hit the ‘Submit’ button.
Documents Required
- No documents required
- HDFC credit card number + OTP verification
No Terms Available
Terms and conditions have not been specified for this product.
The repayment tenure for the HDFC Insta Jumbo Loan is flexible and can range from 12 to 60 months.
The interest rates for the HDFC Insta Jumbo Loan are attractive and personalised, starting at 11.04% APR.
The HDFC Insta Jumbo Loan is a loan facility available to HDFC credit cardholders, allowing them to get a loan against or above their credit card in just three easy steps
