Features

  • Lifetime Free Credit Card 
  • Reward Point - 6X Rewards on Online spend; - 10X Rewards on monthly spends above Rs.20,000; - 10X Rewards on all birthday spends. - No Expiry - Shop using reward points 
  • 1% Fuel surcharge waiver at Rs200/ month 
  • 25% off at movie tickets once a month (via PayTm) 
  • Super save interest rate from 0.75% - 3.5% per month. 
  • Up to 20% discount across 1500 restaurants. 
  • Insurance protection: Personal accident cover, Lost card liability cover.

Fees & Charges

  • LTF (Life time Free)

Target Audience

  • Employment: Salaried or self-employed 
  • Age Group: 21+ years 
  • Income: Rs.30,000/month for salaried & Rs.5 Lakh and above tax return for self-employed applicants 
  • Credit Score: Above 710+ 
  • Available for residents of 50 cities. Please check PIN Code. 
  • Existing customers of IDFC First Bank are not eligible.

Application Process

  • Suggest 'IDFC First Credit Card' to everyone in your network (Friends/customers) 
  • Click on the "share to customer" option and share the link with interested customers 
  • Customer needs to click on the link and enter the name, mobile number, email ID, and Pincode then click on 'start journey now' 
  • After this customer will be redirected to the official website of IDFC First Bank to register and apply for the credit card Customer needs to enter the name as per Aadhaar, DOB, mobile number and click on 'Get OTP'. Enter the OTP, mark in the checkbox to accept T&C and click on 'Proceed' 
  • Enter PAN card number, Gender, current address, Pincode, and click on 'Proceed' 
  • Now enter the occupation, company name, net monthly salary and click on 'Continue' 
  • System will show the selected credit cards option as per the eligibility of the customer. Click on 'Get your Card' 
  • Select bank and upload 3 month's bank statement and click on Proceed' Note: Document upload basis offer chosen: Bank statement- salary account, latest ITR/credit card statement 
  • Enter a few more personal details like name, marital status, parents' details and click on 'Proceed' 
  • Enter office details like address, phone, office email ID then select card preference and click on 'Proceed' 
  • Now complete KYC by submitting Aadhaar card number then enter OTP which is received on the mobile number and click on 'Submit' 
  • Customer needs to complete live Video KYC, keep documents handy. For immediate video KYC customer can click on 'Connect now' or they can schedule it later. 
  • Once the video KYC is done the system will do final verification and if the customer matches all the criteria then the card application will be approved. It may take up to 14-20 working days for the credit card to reach the customer's address.

Documents Required

  • Aadhaar Card 
  • PAN Card 
  • Address proof 
  • Income proof: Salary Slip

No Terms Available

Terms and conditions have not been specified for this product.

In order to convert a lead, you must make sure that your customer is not an existing customer of IDFC Bank.
To be eligible for an IDFC Bank credit card, the minimum age of the customer must be 21 years.
Click on the IDFC Bank credit card application link shared with you and proceed with the application.
IDFC Bank Credit Card

IDFC Bank Credit Card

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