Features
- Up to 5% interest on savings account.
- Earn up to 7% interest p.a. with IndusInd Bank FD.
- Special interest rate of up to 7.5% for senior citizens.
- Virtual Debit Card.
- Fund your account and get 3 months Times Prime membership free.
- Digital Banking with online assistance.
Fees & Charges
- Zero Balance Account.
- Non-Maintenance Charges
- Initial funding or deposit amount is ₹10,000.
Target Audience
- Employment Type : Salaried and Self Employed.
- Age 18 years or above
- New Users Only – Should not have an existing IndusInd Bank account
- Mobile Number linked to Aadhaar is a must
- Must have a valid PAN & Aadhaar Card
Application Process
- Share the IndusInd Bank account link to your network (friends/customers).
- Customer Clicks the Link: They land on the official IndusInd Bank page.
- Customer enters mobile number and selects a preferred account number.
- Accept the terms and conditions, and verify Aadhaar with OTP.
- Enter basic information and current address.
- Permanent Address It auto-fills from Aadhaar.
- Select a nearby branch and add nominee details.
- Choose Account Type: 🔹 Indus Delite – ₹5000 deposit (Free virtual debit card) 🔹 Indus Multiplier Max – ₹10,000 deposit (FD-like interest) 🔹 Indus Select Savings – ₹50,000 deposit (Free physical debit card)
- Create your MPIN for mobile banking access.
- Add money via UPI or debit card.
- Complete Video KYC: Use PAN, Aadhaar and answer simple questions in a video call.
- Get Account Details: Account info will be emailed.
Documents Required
- Aadhaar Card
- PAN Card
No Terms Available
Terms and conditions have not been specified for this product.
1. Digital Banking with online assistance.
2. Earn up to 5% Interest on savings.
3. No paperwork for account opening.
There could be multiple reasons
1. If anyone found creating multiple accounts using same/single device he will be suspected as a fraud and his payout will be canceled from the authority.
