AFFI

Features

Fully digital account opening with Aadhaar & PAN
Zero Balance Savings Account
Earn up to 7% Interest p.a. on your savings
No need to maintain a minimum balance
Get up to ₹6000 cashback on debit card spends
Enjoy free transactions: NEFT, IMPS, UPI, Pay your contact, Scan & Pay

Fees & Charges

Account Opening Charges – ₹0
No Maintenance Fees
Initial Funding Requirements: – ₹2500 for Kotak 811 Savings Account – ₹10,000 for Kotak Super Savings Account

Target Audience

Individual must be 18 years or older
Must have a valid PAN & Aadhaar
New customers only
Service available in limited PIN codes (Check eligibility before applying)

Application Process

1.Recommend 'Kotak 811 Savings A/c' to everyone (friends/customer).

2.Click on "share to customer" button and share the product link with your customers.

3.Ask the customer to click the link and start the account opening process.

4.Customer enter name, email id & phone number.

5.Provide PAN & Aadhaar details and consent for Aadhaar authentication and accept terms & conditions.

6.Verify with OTP sent to Aadhaar-linked number.

7.Fill in personal info like occupation, Income details, Marital status

8.Confirm communication address (fetched from Aadhaar), You can fill a new address for Full KYC

9.If the address is not serviceable

10.Add a nominee (optional but recommended)

11.Read & confirm all self declarations.

12.There are two account options. customer need to select one: — Kotak 811 Savings: Requires initial deposit of ₹2500 — Kotak Super Savings: Requires initial deposit of ₹10,000

13.Customer need to Set a 6-digit MPIN

14.Virtual Debit Card is generated (optional Credit Card offer may appear — click Skip or Claim Card)

15.Click on Complete Full KYC and upload PAN card copy, selfie and signature photo and accept terms & conditions 16.Customer allow to access their location

17.Video KYC: Customer keep ready below documents: — Original PAN — Blank paper & pen — Give camera & mic permissions — Answer the bank executive’s questions clearly and independently

18.Customer receives confirmation email from Kotak

19.Once customer's account has been opened successfully, Your income will be credited to your wallet.

Documents Required

PAN Card
Aadhaar Card
Valid Mobile Number (linked with Aadhaar)

No Terms Available

Terms and conditions have not been specified for this product.

1. Open instant Kotak Savings Account. 2. Virtual Debit Card. 3. Digital Banking with online assistance. 4. This is a zero balance savings account with a variety of offers and variants.

There could be multiple reasons 1. If “Kotak Lite” account opened, you will not receive a commission. 2. For each user, only digital account such as Paytm, ,Airtel Payments, etc., can be linked. 3. If video KYC is pending, you will not receive a commission. 4. If anyone found creating multiple accounts using same/single devise he will be suspected as a fraud and his payout will be canceled from the authority.