Features
- Get up to ₹6,000 cashback on debit card spends*
- Free Platinum Debit Card
- Higher ATM withdrawal limit – up to ₹1 lakh/day
- Insurance cover up to ₹80 lakh
- Dedicated customer support
Fees & Charges
- Account Opening Charges – ₹0
- No Maintenance Fees
- Initial Funding Required: ₹10,000 Kotak811 Super Savings A/c
Target Audience
- Individual must be 18 years or older Must have a valid PAN & Aadhaar New customers only Service available in limited PIN codes (Check eligibility before applying)
Application Process
1. Recommend 'Kotak 811 Super Savings A/c' to everyone (friends/customer).
2. Click on "share to customer" button and share the product link with your customers.
3. Ask the customer to click the link and start the account opening process.
4. Customer enter name, email id & phone number.
5. Provide PAN & Aadhaar details and consent for Aadhaar authentication and accept terms & conditions.
6. Verify with OTP sent to Aadhaar-linked number.
7. Fill in personal info like occupation, Income details, Marital status
8. Confirm communication address (fetched from Aadhaar), You can fill a new address for Full KYC
9. If the address is not serviceable
10. Add a nominee (optional but recommended)
11. Read & confirm all self declarations.
12. Customer Select Kotak Super Savings: Requires initial deposit of ₹10,000
13. Customer need to Set a 6-digit MPIN
14. Virtual Debit Card is generated (optional Credit Card offer may appear — click Skip or Claim Card)
15. Click on Complete Full KYC and upload PAN card copy, selfie and signature photo and accept terms & conditions
16. Customer allow to access their location
17. Video KYC: Customer keep ready below documents: — Original PAN — Blank paper & pen — Give camera & mic permissions — Answer the bank executive’s questions clearly and independently
18. Customer receives confirmation email from Kotak
19. Once customer's account has been opened successfully, Your income will be credited to your wallet.
Documents Required
- PAN Card
- Aadhaar Card
- Valid Mobile Number (linked with Aadhaar)
Terms & Conditions
- Initial funding of ₹10,000 mandatory to open the account
- Applicable only for new users (not an existing Kotak customer).
- If there is no Kotak branch near your location, "Kotak Lite a/c" will be opened where you will not get commission
- Online VKYC is mandatory to receive payout.
- Completing Biometric/Physical verification through a Bank Agent will result in no payout.
- The customer should use the same mobile number throughout the process from the lead page onwards
- Customer's current residential location should be within 12 kms of an existing Kotak branch.
- Customer should open super savings account with a one-time 10,000 deposit
- Your customer should open a Kotak811 Super Savings A/c through your tracking link.
- If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
- Customer phone number must be linked with this Aadhaar Card.
- Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
