Features
- Get Instant Personal Loan Online – Up to ₹5 Lakhs!
- Quick Approval – No long waits
- Zero Hidden Charges – 100% transparency
- Collateral-Free Loan – No security needed
- Minimal Documentation – Hassle-free process
- No Foreclosure Charges – Close anytime without penalty
Fees & Charges
- Interest Rates: 18% to 36%
- Processing Fees: 2.5% to 4%
Target Audience
- Age: Between 25 and 55 years
- Credit Score 720 +
- Citizenship: The applicant must be an Indian citizen.
- Available for both Salaried & Self-Employed
- Income: Minimum annual household income (declared) must be Rs.3 lakh.
Application Process
- Share the loan application link with eligible customers in your network
- Mobile Verification: "Customer enters mobile number and verifies it via OTP The mobile number must be linked to Aadhaar & PAN"
- Basic Details: "Fill in details as per PAN Provide personal & professional information"
- Product Recommendation: "Based on eligibility, a list of loan products is shown Select Poonawalla Fincorp Personal Loan If not eligible, choose any other suggested product"
- Redirect & Application: "User is redirected to Poonawalla's official website Sign up with mobile number Enter basic details (name, employment, income, etc.)"
- Eligibility Criteria: "Applicant must be of Indian origin Office/business should not be on any negative/blacklist No foreclosure charges if loan is closed with own funds"
- Required Documents: "KYC: PAN Card, Aadhaar, Driving Licence, Voter ID, or Passport Address Proof: If current address differs from Aadhaar Ensure all documents are valid and clear"
- Loan Disbursal: "Once the application is submitted successfully, loan is disbursed within 12–24 working hours"
Documents Required
- Aadhaar Card
- PAN Card
Terms & Conditions
- Available for only new users (User should not have any existing relationship with Poonwalla Fincorp).
- Customer has to apply for the Poonwalla Fincorp Personal Loan by using your Tracking link.
- If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.
- Make sure that the same mobile number shall be captured throughout the process.
- Customer mobile number should be linked with Aadhaar card.
- Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.
No FAQs found for this product.
