SBI Credit Card
Fintech Premium Product

SBI Credit Card

Features

  • Easy & secure payments 
  • Reward Points on spends 
  • Dining, travel & lifestyle offers 
  • Cashback & discounts

Fees & Charges

  • Joining Fee - 499+ GST 
  • Renewal Fee - 499 (Waived on annual spends > 1 lakh)

Target Audience

  • Age: 23 years & above 
  • Only Salaried employees with monthly salary above Rs.25,000 
  • Existing SBI credit card holders are not eligible for payout 
  • Credit Score: 700+

Application Process

Recommend the SBI Credit Card to everyone in your network — friends, family & customers. 

Open the Credit Card option in your app and share the link with interested customers. 

Ask the customer to click the shared link and fill basic details: 

  • Name 
  • Mobile Number 
  • Email ID 
  • Pincode Then tap ‘Start Journey Now’. 

The customer will be redirected to the official SBI website to choose their preferred credit card. 

Tap on ‘Start Apply Journey’. 

Enter personal details — email, PAN, date of birth, etc., and click ‘Continue’. 

Next, submit occupation details — employment type, company name, etc. 

Finally, enter KYC details — Aadhaar, address, and other required information to complete the application.

Documents Required

  • Aadhaar card 
  • PAN card 
  • Income Proof

Terms & Conditions

  • Customers must have a valid Aadhaar & PAN. 
  • The mobile number used should be the same as the Aadhaar-linked number. 
  • Customer’s address must fall under eligible PIN Codes. 
  • Payout is released only after the card is dispatched to the customer. 

 

Video KYC Guidelines: 

  • a. Ensure no background noise — complete KYC in a quiet place. 
  • b. Keep PAN card, pen & blank paper ready. 
  • c. Customer must know answers to security questions such as PIN code, mother’s name, DOB, etc. Make sure all details match the application.
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