Features
- Guaranteed approval: No documents or Income proof required
- RuPay Credit Card: Link and Pay seamlessly across all UPI apps
- Instant Discount: Up to 20% off on Swiggy, Zomato, Instamart, BookMyShow, and more
- Cashback on Brand vouchers: Flat 5% Cashback on Top Brands like Amazon, Flipkart and upto 15% on Dominos, Nykaa and 80 other Top Brand Vouchers
- Lifetime-free: No Annual or Renewal fees
- Up to 7% interest on FD: Credit building while growing savings; FD insured by RBI Other Information:
- FD starts with just Rs 5,000
- vailable on iOS, Android, and Web platforms
Fees & Charges
- Lifetime-Free Card – No joining or annual fees.
- Minimum FD Amount is Rs.5000
Target Audience
- Ideal for users with low or no credit score (CIBIL score below 700)
- Age group: 22 to 40 years
- Employment type: Both salaried and self-employed individuals
- Location: Urban and semi-urban residents (where digital onboarding is smooth)
- Credit barriers: Those rejected for unsecured cards or loans due to limited credit history
- Intent: Looking to build credit score, get access to future credit (loans, unsecured cards)
Application Process
- Suggest ‘SBM ZET Credit Card’ to everyone in your contact (Friends/customers).
- Share product link with interested customers.
- Ask customers to click on the link and enter their name & mobile number to continue.
- The customer will be redirected to the SBM ZET Credit Card’ bank page.
STEP 1: Start Application Begin your application for the SBM ZET Credit Card.
STEP 2: Book an FD Open a Fixed Deposit to start the application process.
STEP 3: Complete VKYC Provide your basic details & complete video KYC.
STEP 4: Activate Virtual Card Get instant approval & receive virtual card within 10 mins.
Documents Required
- Aadhaar Card
- PAN Card
Terms & Conditions
Payout Details:
- ₹600 payout: FD amount of ₹5,000 or more
- ₹400 payout: FD amount between ₹2,000 – ₹4,999
- Eligibility & Process for New Customers: 1.The customer must apply using your unique tracking link. 2.Ensure the entire application is completed in a single session (no breaks or restarts). 3.The customer must book a Fixed Deposit (FD). 4.The customer must complete VKYC and activate the credit card.
1.It’s FD-backed, meaning you lock a fixed deposit which acts as security for the card.
2.It has lifetime-free status: no joining or renewal fees.
3.No income proof or prior credit history is required to apply.
You need to open an FD starting from ₹5000.
Yes — the SBM ZET Credit Card is UPI-enabled and can be used via UPI apps.
You get a 45-day interest-free credit period on UPI payments.
