Stable Money (FD)
Fintech Premium Product

Stable Money (FD)

Features

  • Get Ready to Invest in High-Return FDs with Stable Money! 
  • Book FDs without opening a new bank account 
  • No convenience charges & easy withdrawals 
  • Invest in multiple FDs from top banks on a single platform 
  • Earn up to 8% assured returns

Target Audience

  • Looking for Safe, High-Return Investments: – First-time investors, salaried employees, retired individuals, freelancers, and small business owners 
  • Smartphone Users: "Comfortable with mobile apps & online processes" 
  • Bank Account Holders: "Account must be linked with mobile number" 
  • Digitally Active Users: "Prefer UPI, net banking, or digital payments" 
  • Age Group: "Between 18 to 55 years"

Application Process

1. Recommend "Stable money FD" to everyone (friends/customers). 

2. Click on "share to customer" and share product link to the interest customer. 

3. Customer clicks the link and gets redirected to Play Store and download the Stable Money App. 

4. Enter mobile number and complete OTP verification. 

5. Choose a bank for FD booking. 

6. Check estimated returns using ‘Calculate My Returns’. 

7. Allow SMS & email permissions. 

8. Select FD tenure and tap on ‘Book Now’. 

9. Enter FD amount. 

10. Enter PAN details. 

11. Enter Aadhaar number and complete OTP verification. 

12. Add nominee details and select withdrawal span. 

13. Complete the payment – FD is booked!

Documents Required

  • PAN Card 
  • Aadhaar Card

Terms & Conditions

  • FD booking must be ₹5,000 or above and should not be withdrawn within one month. 
  • Customer must be a new user (not an existing Stable Money user). 
  • Payout is eligible only after Video KYC completion. 
  • The mobile number on Stable Money must match the one used on your referral page. 
  • Payout is valid only on the first FD booked per device and per mobile number. 
  • Customers must provide authentic and verifiable information. 
  • If the FD is withdrawn within 3 months, the payout will be reversed. 
  • Any fraudulent activity will result in immediate account & earnings blockage.
Yes, all investments on Stable Money are safe and secure. The fixed deposits are offered by RBI-regulated banks and financial institutions, ensuring the safety of your principal amount and returns.
Yes, Stable Money offers fixed deposit schemes that provide a monthly income option. You can choose the periodic payout option to receive interest earnings every month, which is ideal for meeting regular expenses.
Many banks listed on Stable Money, such as Suryoday Small Finance Bank and Utkarsh Small Finance Bank, offer fixed deposits with monthly income payout options. Q4. Does Stable Money charge any fees for fixed deposit investments? No, Stable Money does not charge any fees for investing in fixed deposits. The platform is free to use, and you can directly invest with partner banks. Q5. Are tax-saving fixed deposit options available on Stable Money? Yes, Stable Money offers tax-saving fixed deposit schemes with a lock-in period of 5 years, which are eligible for tax benefits under Section 80C of the Income Tax Act. Q6. Does Stable Money allow FD investments for senior citizens? Absolutely! Stable Money lists special fixed deposit schemes with higher interest rates designed exclusively for senior citizens. Q7. What is the minimum investment amount for fixed deposits on Stable Money? The minimum investment amount for fixed deposits varies by bank. Stable Money provides details for each bank's FD schemes so you can choose the one that suits your needs. Q8.Which bank listed on Stable Money offers zero penalty on premature withdrawal of fixed deposits? Utkarsh Small Finance Bank offers zero penalty on premature withdrawal of fixed deposits, providing greater flexibility and convenience for your savings. Q9.Which bank listed on stable money offers both instant withdrawal and sip in fds? Suryoday Small Finance Bank offers both SIP (Systematic Investment Plan) in Fixed Deposits and the convenience of instant withdrawal, making it a flexible and user-friendly option for managing your savings.
No, Stable Money does not charge any fees for investing in fixed deposits. The platform is free to use, and you can directly invest with partner banks.
Yes, Stable Money offers tax-saving fixed deposit schemes with a lock-in period of 5 years, which are eligible for tax benefits under Section 80C of the Income Tax Act.